banking & insurance resources

• Mortgage Loan Options
  • Conventional loans.
  • Fixed-rate mortgages.
  • Adjustable-rate mortgage.
  • High-balance loans.
  • Jumbo mortgages.
  • FHA loans.
  • VA loans.
  • USDA loans.
  • 2nd mortgages - Home equity loans and HELOCs.
  • Reverse mortgages.
• Personal Loans
• Construction Loan Options
  • Construction-to-permanent loan.
  • Construction-only loan.
  • Renovation loan.
  • Owner-builder construction loan.
  • FHA, VA and USDA construction loans.

T.O. Advisory Group has strategically assisted clients with small and large businesses with the following products:

• Business Lines of Credit - Flexible financing.
• Bank Loans - Low-cost financing.
• Equipment Financing - Asset-based loans.
• Invoice/PO Financing - Collateralized invoices.
• SBA - Government-backed loans.
• Venture Capital - Investment firms.
• Angel Investor - Equity funding sources.

T.O. Advisory Group consults homeowners and business owners with resources on how to protect their assets and businesses with insurance products, and how to grow their assets with strategic investments.

• Homeowners Insurance Products
  • HO-1
  • HO-2
  • HO-3
  • HO-4
  • HO-5
  • HO-6
  • HO-7
  • HO-8
• Small Business Insurance Products - There is a long list of applicable insurance options we are happy to discuss with you to make sure your business is protected.
• Investment & Securities is a highly regulated industry and T.O. Advisory Group has developed long term relationships with reputable individuals and businesses holding specialized Securities licenses for investment options.  We consult our clients in designing creative financial modeling, with our financial partners, to fit unique investment needs for a number of different projects.
  • Film & TV content investments.
  • Land development investments.
  • Tech Software investments.
  • Business start-up & pivot investments.